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GYF Free Market Philosophy At Golden Years Financial (GYF), we believe in living our personal and economic lives consistent with the principles in which we believe.   Often people live without guiding principles and wonder why the outcomes of their lives differ from their expectations – and isn’t it true that “unmet expectations” are the primary cause of disappointments in life? It’s therefore important we clarify our guiding principles and incre

I read a great deal about Baby Boomers and happiness levels in retirement and encountered a wonderful study about . . . the most misunderstood financial product . . .

Don’t rely on headlines! They don’t reflect what’s actually happening . . .

The ‘Setting Every Community Up for Retirement Enhancement Act’, better known as “The SECURE Act” was signed into law on December, 20, 2020. Following is our understanding of the most relevant aspects of this legislation . . .